<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Tower And Shield group]]></title><description><![CDATA[TowerAndShieldGroup]]></description><link>https://www.towerandshieldgroup.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 05 May 2026 09:26:51 GMT</lastBuildDate><atom:link href="https://www.towerandshieldgroup.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The case for the adjustable rate mortgage]]></title><description><![CDATA[When interest rates climb past 6%, a fixed mortgage locks you into a costly decade. An ARM might be the smarter play — if you know how it works. A guide to understanding ARMs  ·  May 2026 What is an adjustable rate mortgage? A mortgage is a loan secured against your home, repaid over a long period — typically 15 or 30 years. Every mortgage has an interest rate, which determines how much you pay on top of the principal you borrowed. With a fixed-rate mortgage, that rate never changes. With an...]]></description><link>https://www.towerandshieldgroup.com/post/the-case-for-the-adjustable-rate-mortgage</link><guid isPermaLink="false">69f8cb177b1c42fb24fb07ca</guid><pubDate>Mon, 04 May 2026 18:48:37 GMT</pubDate><dc:creator>Content Admin</dc:creator></item></channel></rss>